Sidee badan ayaad u baahan tahay in aad ka dhigto xagga canshuuraha?

Maxaa boqolkiiba, ma aha lacag bil ah

A wareejinta bil kasta oo go'an over-saves in bil xun, marka aad ugu yaraan awoodi kartaa, iyo under-saves in mid wanaagsan, taas oo ah si toos ah marka aad u baahan tahay in ka badan. boqolkiiba self-aad u hagaajin iyo u baahan tahay wax nidaam ka baxsan dhismaha koowaad.

Halka tirada ka yimaado

Shaqada-ilaa-isaga-shaqeeyaha waa 15.3% on 92.35% of your net profit — labadaba badhtamaha Social Security iyo Medicare, sababtoo ah waxaad leedahay shaqo-bixiye ma bixin karo badhka kale. Markaas canshuurta dakhliga on top. Shaqada kaaga hor: taas waa wax badan. Shaqada kuu: badhka SE tax waa la bixiyo, iyo dadka badan oo shaqeeyo-ilaa-isaga-shaqeeyaha sidoo kale helaan 20% ka bixitaanka dakhliga ganacsi ee shaqaaleysiinta.

Maxaa aan ku wareegsan

In la yahay ka badan waa dhib - waxaad leedahay lacag ka hadhay. In la yahay hoos waa sharci aad ma bixin kartaa lacagta aad horey u bixisay.

Ku dhig meel ka duwan

A xisaab kala duwan, ugu fiican mid aan la card ku xiran. Lacagta ku jira miisaaniyaddaada ugu weyn waa lacag aad ugu dambeyntii ku bixi, si kastaba ha ahaatee si adag aad u jeceshahay si kale. Tani waa mid ka mid ah dhaqanka ugu sarreeya-soo noqnoqda ee kaliya ee abuuraha maaliyadda iyo waxay qaadataa toban daqiiqo in la sameeyo.

Markaas dhab ahaan u bixi saddex bilood

Si aad lacag uga dhigto meel kale oo weli ka maqan waajibaadka saddexaad ee aad ku siin doonaa ciqaab lacag aad hore u lahaa. Shaqooyinka ka baxsan tirada quarterly, or let keep.fans track the dates and the safe harbor figure for you.