Ndezvipi zvikwereti zvaunofanira kuisa pasi kuti uwane mari yekuzvibhadharira?

Nei muzana, kwete muzana rimwe nerimwe

Mugadziri mari zvikanganiso. A fixed monthly transfer over-saves mumwedzi mushe, apo unogona kushoma kubhadharisa, uye under-saves muimwe yakanaka, iyo ndiyo yakakwana apo iwe kudaidza kupfuura. A percentage self-adjusts uye zvinoda hapana chidzidzo pamusoro pekutanga kuiswa.

Kubva wapi nhamba

Self-employment tax is 15.3% on 92.35% of your net profit — both halfs of Social Security and Medicare, because you have no employer paying the other half. Then income tax on top. Working against you: that’s a lot. Working for you: half your SE tax is deductible, and most self-employed people also get the 20% qualified business income deduction. This calculator applies both, then adds a couple of points of margin.

Nei tichi round up

Kuve pamusoro ndeimwe inkonani - iwe une mari dzako dzakaremara. Kuve pasi ndeimwe mari yaungasabhadhara pamari yawakashandisa. Asimetriya haisi yakati wandei, saka zvinokurudzirwa kuti uite zvishoma.

Kuisa munzvimbo yakasiyana

A account zvakasiyana, ideally imwe pasina kadhi rakaiswa. Mari mu yako mukuru kusimba ndemari iwe uchazoda kusvikira nguva dzose kusvikira, asi zvakasimba iwe uchida zvakasiyana.

Saka zvakanga pay it quarterly

Kuisa mari pasi uye kukanganwa nguva dzese dzegore kunokupa mukana wekurasikirwa nemari yawakaisa pasi. Kushanda kunze kwemwedzi mitatu yemari, or let keep.fans track the dates and the safe harbor figure for you.