Ngabe i-S-corp iqala nini ukulondoloza imali yakho?

Ukhetho lwe-S-corp lukhuphula imali engenayo yomsebenzi owenziwe ngumuntu kodwa lungeza imali yokukhokha, ukuphatha amabhuku kanye nezindleko zokudlulisa. Uninzi lweziphakamiso luchaza ukulondolozwa futhi lusuka kuzindleko — ngakho abantu bakhetha kuqala kakhulu futhi baphoqeleka ukuba baphuze.

Indlela ukugcinwa okusebenzayo ngayo

Njengomuntu osebenza ngokwakhe, ukhokha ithrafikhi yemisebenzi yomuntu siqu kunoma iyiphi inzuzo yakho. Elect S-corp treatment and you split it: you pay yourself a reasonable salary, which carries payroll tax, and take the rest as a distribution, which doesn't. Ukonga kuzoba ngu-15.3% kunoma yini etholakala engxenyeni yokwabelana.

Igama elisebenza yonke imisebenzi yi "efanele"

Ungakhokhi wena $1 futhi uthathe $200,000 njengezihlukaniso. Imali-mboleko kufanele ibe namandla okuvimbela umsebenzi owenzayo — lokho ongeke ukhokhe umuntu othile ukwenza umsebenzi wakho. Ukuyibeka phezulu ngokuzimela kuyinto eyodwa yezinto eziqinisekisiwe ezithembekile ezikahulumeni ezincane zezimali zebhizinisi.

I-50% ejwayelekile lapha yindawo yokuqala ejwayelekile, hhayi imithetho. Xhumana nenani nomuntu osebenza ngezimali, ngoba yinombolo ebuza imibuzo.

Imali ekhokhwayo

  • I-payroll Manje uqhuba i-payroll engokoqobo nge-files engokoqobo - izinsizakalo, nganyanga ngayinye, ngonyaka wonke.
  • I-tax return yesithathu. I-S-corp ifaka ifomu layo (ifomu 1120-S), ngaphezu kwelo lakho lomuntu siqu.
  • Ukugcina amabhuku kufanele kube ngokulungile. Ukuxhuma imali yomuntu siqu nebhizinisi enkampanini ye-S-corp kuyinkinga enkulu kunalokho okwenziwa njengento eyodwa.
  • Izindleko zesifundazwe. Ushintsho olukhulu - i-California's $800 minimum franchise tax iyiqiniso elihlukile kakhulu kusuka ku-Texas's nothing.

Amaphesenti amabili kuya kwayisithupha ngonyaka yimali efanele kakhulu yokusebenza okuncane, ngakho-ke i-break-even ihlala lapho ikhona.

Isihloko esicacile

Akukho umkhawulo ophelele - kuxhomekeka ngokuphelele emholo wakho ohlukanisiwe nokuthi yini olawulayo ongeke ukhokhe, ngakho-ke le calculator icela zombili endaweni yokubiza inani kuwe. Sebenzisa ngemingwane yakho engokoqobo. Engezansi kwe-break-even yakho, ukukhethwa kwamazindleko okungaphezu kokulondoloza.

Ifaka futhi izibopho ezingahambanga kude ngonyaka obi, futhi i-income yomuntu owenza iguquka. Unyaka omkhulu olandelana nomunye oncane ushiya wena usebenza nge-payroll yebhizinisi elingatholakali, okuyindawo engathandeki kakhulu.

Sebenzisa inani, bese ukhuluma nomphathi wezimali ngaphambi kokufaka noma yini. Le yimibuzo efanele ukukhokhela umuntu.

Ungazisebenzisi ingqondo yakho ngale nto ngaso sonke isikhathi.

keep.fans ilandelela imali yakho ngazo zonke izinhlelo futhi igcina konke lokhu kudlule ngokuzenzakalela - yini ongayigcina, yini ongayikhokhi, nokuthi ngabe isivumelwano sakho se-ejensi sizobiza kakhulu kunengqondo.

Qala ngokukhululekileyo Ama-calculator amaningi

Estimates to help you plan — not tax or financial advice. Your own numbers will differ.